Investing in Personal Assets Trust

Personal Assets Trust are delighted to offer a trading facility with Alliance Trust Savings (ATS) to enable you to hold shares in the Company through an ATS ISA or ATS Investment Dealing Account.

Who is ATS?

Alliance Trust Savings has been providing investment services to customers since 1986. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Currently, ATS has over £12 billion of assets under administration (at 30 June 2016) and more than 100,000 customers.

ATS is a wholly-owned subsidiary of Alliance Trust PLC, one of the UK’s largest investment trust companies founded in 1888. It has an award-winning reputation, having most recently been named ‘Best ISA Provider’ at the 2016 Shares Awards.

You can find out more about ATS and the services offered by visiting www.alliancetrustsavings.co.uk.

Alliance Trust Savings ISA

The Alliance Trust Savings ISA is a tax-advantaged account designed for medium to long-term investment (5 years or more).

You can contribute up to £15,240 to your ISA in the 2016/17 tax year.

Each payment you make must be £50 or more. You can set up regular monthly or quarterly payments as well as one-off payments. And, you can start, stop and vary your payments whenever you like.

Plus, to take advantage of the growth potential of Stocks and Shares ISAs and make managing your accounts easier, you can also transfer all or part of your Cash ISAs to us.

Find out more and apply online

Alliance Trust Savings Investment Dealing Account (IDA)

The Alliance Trust Savings IDA is a flexible dealing account that gives you complete control to develop your investment portfolio in a way that works for you – whatever you are investing for.

You can make investment deals online, or over the phone, from just £50 a month. It is quick and easy with all trades settled automatically through your account. You can set up regular monthly or quarterly payments as well as one-off payments. And, you can start, stop and vary your payments whenever you like.

There is no maximum amount you can invest into an IDA, and you can hold as many separate accounts are you wish – helpful if you are saving towards different goals.

Read the Product Guide and apply online

Important information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.  Past performance is no indicator of future performance.

All investments carry an element of risk which may differ significantly.  The information in this section does not constitute advice nor is a recommendation to invest in either of the above accounts. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. 

Remember you can only contribute to one Stocks and Shares ISA, one Cash ISA and one Innovative Finance ISA each year, regardless of provider. If you have contributed to a Cash ISA and/or Innovative Finance ISA this will reduce the amount you can contribute to a Stocks and Shares ISA. The Alliance Trust Savings ISA is non-flexible so the amount subscribed is not reduced if you make a subsequent withdrawal.

Unlike an ISA an Investment Dealing Account does not shelter you from tax on your savings or from Capital Gains Tax on the sale of any investments.

Laws and tax rules may change in the future without notice. The information here is our understanding in April 2016. This information takes no account of your personal circumstances which may have an impact on tax treatment.

 

RISK WARNING

The value of investments and the income from them can go down as well as up as a result of market and currency fluctuations and investors may not get back the amount originally invested. Past performance is no indicator of future performance. The tax treatment of any investment depends on the individual circumstances of each investor and may be subject to change in the future.

The content of this webpage has been approved as a financial promotion by PATAC Limited, 21 Walker Street, Edinburgh, EH3 7HX. Authorised and regulated by the Financial Conduct Authority (FRN 613546).